As an international student, it’s essential to understand and prioritize your health and well-being during your stay. The Australian Government requires all international students to have Overseas Student Health Cover (OSHC) for the entire duration of their student visa. OSHC provides you with access to essential medical services and helps you meet your health care needs while studying in Australia.
2023/2024 policy covers for 39 months are estimated as below*:
*Subject to change; quote obtained from Bupa on 24 Oct 2023.
OSHC is a health insurance policy specifically designed for international students studying in Australia. It helps cover the cost of medical and hospital services, prescription medications, and emergency ambulance transport. With OSHC, you can access quality health care, allowing you to focus on your studies and enjoy your time in Australia with peace of mind.
1. Medical Services: OSHC provides coverage for visits to general practitioners (GPs), specialists, and other medical professionals.
2. Hospital Treatment: If you require hospitalization due to illness or injury, OSHC helps cover the costs of in-patient treatments and accommodation.
3. Prescription Medications: OSHC contributes to the cost of essential prescription medications prescribed by doctors.
4. Emergency Ambulance Transport: In case of emergencies, OSHC covers the cost of ambulance transport to a hospital.
5. Limited Out-of-Pocket Expenses: OSHC generally reduces your out-of-pocket expenses when accessing health services, as it pays a significant portion of the medical costs.
When applying for a student visa, you will need to arrange OSHC. There are several approved OSHC providers in Australia. It’s essential to compare the coverage, benefits, and costs offered by different providers to find the one that best suits your needs.
If you plan to extend your stay in Australia beyond your initial student visa period, you must extend your OSHC coverage accordingly. Ensure that your OSHC remains valid for the entire duration of your stay to comply with visa requirements.
If you are bringing your family members (spouse and dependent children) to Australia with you, they will also need OSHC. Family OSHC policies are available from approved providers to cover the health care needs of your loved ones.
To make a claim, you typically need to present your OSHC membership card and receipts or invoices for the medical services received. Depending on the provider, you can claim online, through a mobile app, or by visiting their office in person.
In addition to having OSHC, it’s essential to maintain a healthy lifestyle while studying abroad. Eat a balanced diet, stay physically active, get enough rest, and seek medical attention promptly if you feel unwell.
For detailed information about OSHC, including coverage, costs, and how to make claims, visit the website of your chosen OSHC provider or the official website of the Department of Home Affairs (https://immi.homeaffairs.gov.au/).
Your health and well-being are of utmost importance to us. We encourage you to take the necessary steps to arrange your OSHC and make the most of your study abroad experience in Australia. Should you have any questions or need assistance, our student support team is here to help you.
Southern Academy of Higher Education Pty Ltd
TEQSA Provider Code: PRV14365
CRICOS Provider Code: 04202B
Contact us
L1, 191 Thomas Street, Haymarket NSW 2000
1300 967 477 (In Australia)
02 9071 0177 (Outside Australia)
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